Travel lapaʻau: palapala no ka kakau a me ka hōʻike manaʻo o ka lapaʻau poe

E hele ana ma luna o ka hele ana i kekahi wahiʻokoʻa, a hiki mai kela mea keia mea o mākou i manaʻo e pili ana i ka hiki pilikia i hiki hiki mai iā mākou. Kēia pili ole i ka haʻahaʻa wahi lulu nīnūnē, a ola pilikia, loio i complications, poho o ka ukana a me ka 'ole' ana loa o hoʻii.

E kōkua i Makuakane a me ka pilikia a pau i manao e hele lapaʻau, a ua ikaika i ka manao, e lawe mai a pau i hele i waho, nānā 'o ka lōʻihi o ka noho. Naʻe, ma mua oʻoukou hooko i ke kulekele, e aʻo i kekahi mau loa mai i nā mea.

Mai au Pono, e hooko i ka aelike?

"E hana a pau lapaʻau pono?" - i ua hoala hou ia i ka nīnau ma na mea he nui kona makemake e hele wale aku no. Au pono aku nei au, i kekahi hoike ka mea, i ka hana ma laila, akā, e ka mea, ma muli wale nō ma luna o ka manaoio i mua na mea a pau ua maikai - mea, e hiki mai ana ma ka kekahi huakaʻi.

'Aʻohe ua hele e hoʻomakaʻu kekahi, akā, manaʻo e pili ana i ka mea pili i ina oe i koke pono ka manaʻo a me ka koke' inikua kōkua - ma ka mea ma kahi e aku (ole wale nō i loko o ka West, akā, i loko o na aina o Asia) 'inikua uku, a ia mea loa pipiʻi, a ua hana 'oe ma laila no ka noa,ʻaʻohe kekahi e. A aha ina ia oe i ka uku no ka poho, kena ae la ke kolu o ka poe e loaa ia oe iho i loko o ke kulana home 'ole? A me ka pono, ina he mea ka manawa e uku i ka nui huina. Ae, oia ina mea e e - ka mea like, eʻuwao me kā lākou koko?

E hele ana i ka aina e, ka mea, ua ikaika ka manao, e lawe mai ka hele ana lapaʻau. E like ina ka mea, ua i koi 'ia e loaa i kekahi papala noi huakaʻi - "airbag" i loko o ka wahi mua no oe ia oe iho.

I i nā kulekele

Hae Travel Insurance i i ke kālā no ka:

• pilikia mālama ';
• dentist;
• kivila aie i ekolu poe;
• ulia;
• ke kāpaeʻana / holo kali hou aku;
• ukana me keia poho.

'Ōlelo Aʻo: he pono no kekahi kulekele mea wale nō i ka mua wahi o ka uhi lilo ma ka hoʻok & ucirckû ia oe urgently pono lapaau. A pau i koe 'ikamu Hehe e koho, a ke hoi ma kahi ee i loko o ka papa. Eia hou kekahi, he mea'ē aʻe nā koho mohai aku ma ka kekahi poe, no ka laʻana, maternity lapaʻau, hele wale aku no. E möakäka hou pololei aku na koina i recoverable, heluhelu i ka 'aelike papapau pu.

Ma ke alanui, o ka oi aku e ole līkaia no i ka olelo maiʻoiʻaneʻi, ka mea, ua ana kapaia ka poe "hana haʻuki". Ke ae pā o kēia kamepiula ka mea, inā i loaʻa i loko o kou lapaʻau aelike , oe e e hiki ke akahele e hana me ka traumatic haʻuki (iaoeo e, snowboarding, heʻe nalu, e holo ana i ka Bike, a no laila, ma luna o. P.), No kaʻoiaʻiʻo e oe e e reimbursed na koina i ka hana maikaʻiʻole ina oe koke loaa ka poino i ka hopena o kēia mau hanana. No ia mea, ina oe e he kākoʻo iā ia, o foxmike hana, eʻoiaʻiʻo, e hookomo i loko o kona lapaʻau ka'ikamu!

Insurance pilikino E pili 'ano he māhele o ka oo? Enonei-? AEeAaOA

I ka hana ana i ka huakaʻi ma ka Hotele oihana, oe e eʻoiaʻiʻo nō, e kaumaha aku ia i ka hana me "lapaʻau o iauaeoia oo? Ecia holo wale aku no." A hiki hou, kona mea e e komo i loko o ka paʻamau puni, o ka oi aku ka wā e hele mai ai i ka holo ana i ka aina no ka komo i loko o ke alo o ia kulekele koi 'ia.

Eia naʻe,ʻaʻole mau i ka pono o keia lapaʻau hiki ke noʻonoʻo pono. Eia hou, ka mea, ua ana hoopuka ia wale no ka pono o ka formality, a ua hoakaka ia ma ka aelike o ka nui o ka uku i eʻoi aku ka uuku.

Ia mea ke kumu mākou ke aʻo haawi aku oe - ina oe i ka manawa i pili ma ka lua o ka lapaʻau, he "no ka iho".

Ke ano o ka hana

E aho maopopo pehea 'inikua lapaʻau Hotele, e koke, a no nā mea a pau, e hoomanao i ka axiom: ka poʻe me a oe palapala, i Hawaii, negotiating me ka haukapilaʻo a me na kumu, a me ka nui aneane kekahi ala e, mai malama oe palapala ma hope o ka hanana i hoakaka ia ma ka aelike.

Insurance lehulehu - wale ka intermediary ma waena o oe, a me ka hana huakai (kōkua). I mea, e kuai lawelawe o ke kōkua iāʻoe. Kokua, ma ka huli, o ka mea uwao ma waena o oe, a me ka haukapila a kauka. I ka mea, e ia ma ka nano ina mea hana, a hoʻouna aku i loko o ka 'inikua kula i loko o ka poʻe koa aupuni, ina e pono' inikua noonoo.

Koho ana o ka poe

Ma pōkole, manaʻo i loko iho o wale kekahi lapaʻau poe ma ke kaʻawale mai ka kōkua lawelawe e e fundamentally hewa a me ka hiki pilikia loa. I hiki ke hoomaopopo mai i ka luna, ke kūlana o mua violin ma ka wanaao mea e pāʻani ia i ka lua o ka mea uwao. A i ka wa koho i lapaʻau poe mua i loaʻa mai pehea e hana me ka kōkua.

E noke ana ua kūpaʻa mau kamaʻilioʻana e hoʻololi hui mai ka manawa i ka manawa, no laila, eʻoiaʻiʻo o ka pilina o ka 'ike' oe i loaa. Ka mea, ke i hana me elua a oi ka poʻe kōkua, ma keia hihia, ka wā unuhi aku la ia i ka palapala, eʻoiaʻiʻo ia oe e e like ka uwao, a au i makemake ai.

Naʻe, i ka lapaʻau 'aʻole i hooki i ka pāʻani i kekahi kūlana o ka "mua-ilikai", e kukulu ana i hui' ma waena o kona Client a me kōkua, a me ka pinepine emi i ka hope a hiki i ka maikaʻi olelo hooholo i loko o ke aloha o kona Client. He nolaila, e pono e helu i ka poʻe ma luna o Customer manaʻo credible. Kēia "ae ole", "Medexpress" FAC, "Liberty", o Allianz, "pakebona." No ka kela mea keia mea o lakou, i kekahi ala 'ole kekahi' oe e huli io hōʻike manaʻo, akā, i kēia mea oiaio no kekahi poe - i ka maikaʻi.

A wahi o ke kōkua

Ka loa pono-ike, a ua mahaloia ma keia wahi i ka International-SOS, Mondial, Class, AXA, Coris. mea maʻa mau ikaika kēlā me kēia no ia hiki ia i loko o ka ua māhele o ko ke ao nei, ma ka hou, kela mea keia mea hiki i kā lākou mau 'ano i loko o kā lākou hana.

Ma o keia ninau me Hotele lapaʻau, oe e huli hōʻike manaʻo i International-SOS - ka loa ike loea kōkua, ka mea, i ka nui pakeneka o ka maikaʻi loa e pili ana i ka laulima. O ka holo ana, i ke kala ma ka i koho uwaoʻuʻuku ma luna, akā, ma kekahi hihia, ia mea he kupono uku no ka malie.

Ke koena o kēia mau hana poe i kekahi hana ma luna o ka pae kiʻekiʻe, a me ia mea i hiki ke hilinai aku maluna, ina e hahai i na rula i hoakaka ia ma ka aelike.

He waiwai i olelo ia e pili ana i ke kōkua GVA. He mea nui mahalo i waena o lapaʻau - ke kākoʻo '-hana me ia he nui poʻe, akā, i ka loa io nāʻana. Naʻe, kekahi compatriots a koho i kēia koho no o kona cheapness.

I ka nui o kaʻaoʻao pale

Ua aneane kekahi lapaʻau aelike komo ai i ka uku o ka kekahi dala i ka wa a ka hoʻopaʻa waiwai kekahi hanana i ke kaupalena loa. Ka oi pipiʻi kou maalea, i ka oi nui e e reimbursed ma ka huakai. E ho'āʻo i ka insure i ka mea nui e hiki dala!

Papala noi huakaʻi rula no kekahi mau aina e ae i ka lapaʻau pilikino E pili ana i ka nui o 20-30 tausani dala (mākou e kamaʻilio e pili ana i ke dala o kaʻaoʻao pale no ka mālama '). Eia naʻe, inā 'oe makemake e e lapaʻau no lakou iho, aʻaʻole "no ka hōʻike", ka mea, ua? Aeiiaiaoaony e insure i ka nui dala - ma ka liʻiliʻi 50 tausani dala, a ma luna. He oi loa oiaio o ka huakaʻi hele a hiki i 'Eulopa, a me kaʻAmelika Hui Pūʻia, ma ka iapaau ana hiki loa, loa pipiʻi ia.

I ho'āʻo e koho lapaʻau i ole deductible -ʻo ia, me keʻano o ke kuokoa uku incidental lilo i oi aku i kekahi dala i hoakaka ia ma ka aelike.

Model hooponopono Insurance hele wale aku no

O ka holo ana, a pau poʻe - kona mau kumu a me nā 'ano o ka lapaʻau, a, o ka papa, ma mua o ka hōʻailona o nā mea a pau kēia mau hiʻona e Pono e e kaupaona i nā. Eia naʻe, loaʻa nō kekahi hae rula e pili ana i aneane pau aelike.

Ka mua pili i ka maʻi maʻi. None o ka lapaʻau o kanaka hele ma kahi e, aole e hoomakaukau no ka iapaau ana o kou mau elemakule, a kahiko "na mai hehe". Inā ka mea, ua hookupaa oe i kena ola pilikia - ka no o kou maʻi maʻi, uku o ka lapaʻau 'oe, e ke hōʻole.

Next - he piha pāpā ma ka pono o ka waiʻona, a psychotropic waiwai. Inā ka mea, ua hookupaa ia i ka manawa o ka hoʻopaʻa waiwai kekahi hanana i loko o kou koko, i kona wahi o ka waiʻona i 'ole' ino ai 'ona - oe e ke hōʻole i ke kālā.

One oi nui mea - ia mea he kupono no kaʻohiʻohi palapala (makai hoike, 'inikua mōʻaukala, E kaha makau i), pili me ka lapaʻau ulia. He mea oi loa aku hoi nui, no ka mea,ʻaʻole e mau ana hele lapaʻau kikowaena uku o lilo ka wā hoʻonui - i kekahi manawa e accruing wale ma luna o lākou hoʻi, e like me ka mea hoike ma ka ana i ka luna-i oleloia pepa.

Palapala no ka lapaʻau

E waiho aku i ka lapaʻau pilikino E pili, e like me ka rula, 'aʻole i koi i kekahi palapala hana - kokoke a pau o ka poʻe i hana ka wale kekahi palapala holo'āina'ē. ʻO ia ka mea, mea,ʻaʻole e pono ia i ka palapala - laila, no kekahi laʻana, he nui poʻe kaumaha manao o ke kulekele Via ka Internet, i ka loa i ka pono, no ka mea, hoopakele manawa a me ke kākoʻo 'ana. 'Oe ke waiho aku i ka loa i ka pono hana Cherehapa.ru, a kaumaha aku i ka maikai o ka ma-koi, kekahi mau poʻe i loko i ka mea e e hiki, e hoopuka aku i ke kulekele no ka paena ma ka "online,".

hopena

No laila, ua hoʻoholo ihola i ka lapaʻau ua nō pono. Ma keia manao,ʻaneʻi nō kekahi manaʻo kōkua e hiki e haawiia i kekahi kanaka e hele ana i waho.

Ka mua - akahele koho i lapaʻau poe a me kōkua lawelawe, ma ka manao o ke kulekele, e heluhelu a pau o na mau. Pana aku au i manawa ma luna o ke akahele ka heluhelu, no laila laila ua i kaʻawaʻawa loa i hana 'ia a me nā misunderstandings!

Lua - ho'āʻo e hōʻalo ai i ka hana i uhi ma kou aelike.

Ekolu - ina ka hoakaka hihia nō hanaia, koke e kelepona i ka lapaʻau a me kōkua lawelawe. Hoʻoholomua i ka paʻi kiʻi i kou lapaʻau pilikino E pili no ka holo wale aku no.

Lawelawe i kēia mau 'âina rula, e kōkua hele oe mai o ka pilikia wahi, i hiki i ka palena haʻahaʻa kālā poho. Pōmaikaʻi iāʻoe i loko o ka hele a noho ola!