Pehea e lilo i lapaʻau Agena CTP? He aha ka ke kuleana o ka lapaʻau Agena CTP?

Ma mua kanaka, lohe i ka hopuna'ōlelo "lapaʻau konohiki", loa pinepine mua koʻu mau maka, aia mea he kanaka o indeterminate ke keka a me ka nānā aku, aka, compulsively ho'āʻo e koi aku oe i ka "manaʻo mamua, a kūʻai i kulekele." I ka mea, wale 15-20 makahiki aku nei, ua hala loa mahalo, i hana i kēiaʻoihana i loko o keia ha awinaʻano nui poe kanaka, ka poe e ole i pomaikai ae la lakou ma ka mahinaai e ae.

I keia la, i ka hana o ka lapaʻau 'ākena ma ka home (MTPL, CASCO, ka waiwai lapaʻau kūkulu' ia a me ka oi) Ua 'ihiʻihi a me ka hanohano, a ma lalo o kekahi mau rula mea hiki ke lawe nui loaa.

ʻO wai ka mea o ka Insurance paula

I kēia mau konohiki - o ka pīhoihoi opiopio nana pinepine i kiekie ae ka hoʻonaʻauao, a nui ka hoao ana i loko o ke kula o ka 'ōlelo a me nā mea kūʻai mai kanaka. He mau hana kūikawā aʻo, ua kekahi kanaka mea hiki ke kūʻai lilo akuʻoe i kekahi mea - mai toothpicks a hiki i ka skyscraper, a me ia mea loa,ʻaʻole intrusive. Aerobatics - e hoʻomaka i ka hana, no laila, ia ma hope o ka hopena o ka aelike i ka Customer haʻalele i ka piha pono o ka hoʻoponopono-ia he maikai, a me ka naʻauao o ka mea e like ka mea, ua "haku o ke kulana."

E like me ka rula, o ka lapaʻau konohiki mea,ʻaʻole he limahana o ka poe, a me ka hana ma luna o ke kumu o ka berita a me ka mana o ka loio. Kēia 'o ia hoʻi i ka hihia o kekahi misunderstanding a pau kuleana' ana i ka UK, a me ka mea uwao me ka mea he "hala ole." Naʻe, i kēia 'aʻole i manaʻo i ka Agena mea i kuleana no kekahi mea, e like ma ka hihia o ka ano,ʻo ia, e loaa ia e pane mai i ka UK, ma mua o ka Client.

Prior i lilo ka lapaʻau konohiki (CTP, hauna o listen'ōlelo.), It E nō maikai manaʻo, no ka mea, i kēiaʻoihana e pili ana i ka waeʻano o "'īlio hae wāwae hānai", 'o ia hoʻi' aʻole e lawe i ka paʻa uku, a me ka poʻe i makemake i keʻano o ke kumupaʻa, ia mea i Hoopuka loa aku la.

Owai la ka mea hiki ia SK Agena

Ma rula, i mea e kōkua 'ana me ka lapaʻau poe mai ole i ke puka mai i kekahi kulanui, e like me kauka a me ka poe kakaolelo. Ke Profile a me ka leo o kou hoʻonaʻauao 'aneʻi mea i ai nui. Ke kumu nui ana no ka poe i haʻohaʻo ai, pehea e lilo i lapaʻau Agena CTP - o ka loaʻa nui o noa manawa, a me ka makemake e manawalea i ka hailona. E like me freelancers, loa IC hauʻoli e noonoo.

• nā haumāna (papa, mua a me ka wā e hiki mai);
• pensioners;
• hoʻomaha koa;
• opiopio makuwahine;
• housewives;
• i kekahi kanaka i mea ole i ka paʻa 'oihana, akā, ka mea makemake e maopopo i ke akamai o ka mea houʻoihana kahuna.

He easiest ma kēia kahua ilalo na aa ona, ka poe i kāinoa mua i ka waiwai o ka hana i loko o Hana me kekahi kanaka: salesmen, kumu, marketers, pukapuka marketers, psychologists, kauka, mua apana, a no laila, ma luna o.

He aha e e ka Agena maikai

Ka poe i hooholoia e möakäka hou i ka ninau o ke ana e lilo i lapaʻau Agena CTP, a ho'āʻo lākou pōmaikaʻi ma keia kahua e loaa ana i kekahi mau ano. Ka mea, e:

• ʻoluʻolu helehelena - nānā 'ole o ka nui o ko lākou mau makahiki, i ka UK hope pono e maemae, tidy,ʻia amuia a hooeueu ae maikaʻi Emotions o Loaʻaʻia nā mea kūʻai mai;
• maikai iaiyoe - e lilo kama'āina me a hoomanao i ka i Kekahi Mau 'o ka kekahi lapaʻau huahana, e hiki e pono e wehewehe kona pono; Eia hou kekahi, ia mea waiwai a hoʻomanaʻo aʻela lākou, a "specificity" o nā mea kūʻai mai, a ina paʻa ';
• sociability - pono e hiki ke hookupaa aku hui 'a koke loaʻa ka manaʻoi pane i keʻano o nā nīnūnē,ʻaʻole hoʻi haiia ae la maluna hoʻopaʻanaʻau kikokikona, a me ke kuleana o ka interlocutor;
• Agility - he loa pono ke akamai, e kiʻi mai o ka noho lakou malaila kulana, somehow - kuhi laka ma luna o ka mua puka 'ole he nui ilio ona e halawai pu me oe i ka paepae puka;
• ia'ku i ka stress - kanakaʻokoʻa,ʻaʻole a pau i hiki ke olelo pono, no laila, e hoʻomanaʻo: ka Customer ka manawa pono, a me ka pane a hiki i ka loa notorious kolohe i ka polite minoʻaka;
• paakiki hana - ma keia hihia, e noho "ma ka Aha iāʻoe" 'Aʻole e holopono, loaʻa kālā e hilinaʻi ma ka helu o nā mea mālama maiʻoe i loaʻa;

Aʻu i hoʻohana ai i insurers hele, e iaʻu ke ao aku

No laila, i kino ano maopopo, e e ka kamailio e pili ana pehea e lilo ka Agena o ka lapaʻau poʻe ma CTP - Ingosstrakh, "SOGAZ", "RESO", "SSC" 'ole kekahi' ē aʻe poe o kou koho.

O ka holo ana, i poe e ole e ka comer mua o ia ho i ko lakou mau pomaikai, a laila e hoʻokō iho aelike ma ka aoao o ka poe - e kiʻi i kēia pono, e pono i kuikawa aʻo 'ana mai o ka prospective haku hana. Mau papa i pinepine kaawale, aia no he wā e hiki mai Agena, e ao aku i ka hoʻokumu paʻaʻana o ke akamai o ke negotiating, lawelawe kumu o nā mea mālama mai. A, o ka papa, "na iwi" e disassemble kēlā me kēia lapaʻau huahana kaumaha e ka poe, kona ikaika a me nâ pono.

IeAUPIIe, IAa IO papa hope mai kekahi ia mau pule i kekahi mau mahina, aʻo hiki ke mālama 'ia nā ma ka pūʻulu, a pākahi. Kekahi mau poʻe i komo i loko o ka hoʻonaʻauao mamao ' a loihi webinars a me Skypeʻaha kūkā. Mamua o lilo ka Agena o ka lapaʻau poe e CTP, hauna a me nā 'ano o ka lapaʻau, ka mea noi pono ole wale ana ke hoʻokō' ia kā lākou aʻo, akā, e kekahi i kekahi me kŰia a me nā ho'āʻo ma loko o na kamaaina hooholoia. Ma kekahi poʻe, aʻo hiki no hoi keʻelua - kēlā hou 'ilikai wehe ke kōkua o ke hou lapaʻau huahana - ke kiekie o ka papu, i ka mea i oi aku ka laulā o ke kūkulu' ia 'oe e kaumaha aku ai i nā mea kūʻai mai.

hana

Ma hope o ka pau o ka aʻo, oe i kou manawa e hele ai. Na hana o ka MTPL lapaʻau konohiki a me kekahi'ē aʻe ke ano o ka lapaʻau nā:

1. Loaa a Kaʻahumanu hou nā mea kūʻai mai, hoʻonui kona Customer kumu.
2. New aelike no a pau ano o ka lapaʻau, a me ka palena manawa (hou) na.
3. Pakiko-ka auhau o ka poino - mamua o ka mea i loa o keia i Ua he mea laʻa limahana, e hiki ke hana ia iho kēlā me kēia Agena pono.
4. Ke kanana 'hooponopono a me ka malama ana o na palapala - i ke kuleana no ka papaa uku a me nāʻano a moe loa ia ma ka hope.
5. Promotional hana - i ka maikaʻi o ka hope e e hiki, e hōʻike maiʻoe, i ka nui nā mea kūʻai mai ia, e loaʻa.

O papa, ka mea mua i elua mauʻai e pono kīvila kanaka, ia mea ma luna o ka mea e like ai o kā lākou hana hilinaʻi nui 'ana ma luna o ka makahiki hoʻolimalima i.

Uku - he hailona paha i

Mamua o lilo ka Agena no MTPL lapaʻau poe a me nā 'ano o ka lapaʻau kūkulu' ia, e ike i ka pono i hoakaka ia loaa e loaa 'aneʻi. Uku freelancer hilinaʻi nui ma luna o kona haʻawina, loaa a me ka hana. Ka mua manawa, oiai ho'āʻo a ho'āʻo? Aieao e e pilikia nui iho la ia. ʻeleu a me ka pono ohohia malihini, e initially ma kahi o 15 tausani. Rubles, a me "mano-konohiki" ke loaʻa, a oi aku mamua o 100 tausani rubles no mahina.

O ka holo ana, kēlā poʻe i kona'ōnaehana iho o ka uku, akā, i loko o kekahi mau mea, hiki e aku la ia i ka uku o ka lapaʻau Agena o 10-15% o ka nui o papapau pu aelike. Kekahi poe no hoi e kaumaha aku i kekahi bonuses a me ka paipai 'ana i ka hoʻokō' ana i ka pono hana.

Kūlana hana lapaʻau hope paha aole nae i na mea, akā nō loa ai hana hoihoi, a ma lalo o kekahi mau kumu, ka mea e leie aku oe e koke hoʻoneʻe i ka 'oihana hulili, a hoʻoikaika i ko lākou haʻawina kulana. Naʻe, ma mua e lilo ana i ka lapaʻau konohiki CTP Rosgosstrakh, no ka laʻana, mea e hou-loiloi i nā pros a me ka hooluolu ana o kēiaʻoihana.

a pau o

I ka pono o keia ha awina e loa ahuwale:

• noa aʻo o hou pāʻoihana;
• noa haʻalele 'ana - i ka hana hiki e hui me kekahi' ē aʻe, e like me ka pono me aʻo, maternity, a no laila, ma luna;
• luna kali ana o ka puka waiwai ua i kaupalena '- like "accumulates" no laila, nui a me ka loaa;
• ka manawa e loaʻa hou "pono" aloha;
• haahaa Competition - kanaka hiki ke hana maikaʻi i loko o keia ano keia ano o ka hana,ʻaʻole no ka nui.

a e ku e ia

Prior i lilo ka lapaʻau konohiki CTP, e ku hoohaahaa Loiloi a keakea o kēiaʻoihana.

• ka nele o ka hale hānai ke wńnana i iʻole loaʻa mai;
• kuokoa huli no nā mea kūʻai mai - ka mea, i kekahi manawa kokoke paʻakikī e pohihihi mai kahi e loaʻa iā lākou;
• ole hana haʻalele 'ana - ia hoʻoneʻe' ia paha i ka Client manao e ike ma ka Holiday, hopena pule a ma hope 23,00;
• kuleana pilikino no ka maluhia palapala kuhikuhi;
• hana me "ma ke dala maoli" kuleana pilikino no ka maluhia o ka lapaʻau ka uku nui loa.

ka hopena

Ma ka hopena, ua hōʻuluʻulu i ka theme, e pono e lilo i lapaʻau Agena CTP:

1. E koho i kekahi poe ka hoʻolako 'lapaʻau lawelawe, a ninau e pili ana i ka loaʻa nui o hakahaka.
2. E hoʻouna ka hoʻomau 'ana me ka loaʻa' ole hoʻopiha mai i ka palapala ma luna o ka poʻe punaewele, a kali no oia i olelo kono i ka ninaninau.
3. E kipa i ka oihana o ka lapaʻau poe, e kekahi i ka hālāwai ninaninau, a kakau inoa i no ka mea e hiki mai ana aʻo papa.
4. Ma ka pau 'ana o aʻo, e komo i loko o ke alu like' ana ae, a hoʻomaka i ka hana, a pehea koke oe e kiʻi i kou paycheck mua - ka mea hilinaʻi nui ia oe.