A tripartite olelo i loko o nā lawelawe a me nā kuai ana

Ma ka hana o ka kalepa hana uncommon no ka hana i hoakaka ia paha lako waiwai i kekahi kanaka (kupaa) loaʻa kekahi, a me ka payer o ke kolu. Ma keia hihia, no ka maikaʻi pāʻoihana he tripartite berita makemake ia. I ka hoʻonohonoho 'ana, ma ke kākoʻo'-hana i ka hoʻolālā, kulanui,'āina e like aelike i nui maliuʻia a me na ano o ka ae like ana.

Ma ka wahi, i hiki ia nō hoʻohana i ka tripartite aelike? An illustrative hoʻohālike - ka naau mai lapaʻau. Ma keia hihia, ke kanaka a me kaʻahahui hana me ka policyholder. He ka ia (a me kekahi kanaka, no ka laʻana, he keiki a me ka hui ma lalo o ka ahakanaka) hiki ke hoʻopaʻa waiwai a me ke kolu o ka aoao o ka lapaʻau poe. Like me, ka triangular shape ua hoʻohana kumu hoʻomalu like. No ka laʻana, no ka loaʻa mai o ka waiwai ma luna o kekahi o kekahi dala pono i ka mea kūʻai mai i kekahi kumu o ka uku, a no ka maopopo kumu,ʻo ia hiki ole haawi ia. Ma keia hihia, ma waena o ka mea kūʻai mai, kuai, a me ka guarantor mea he tripartite olelo ma i na kauoha dala o ka aie, lōʻihi like 'ole, ka nui o nā hoʻohiki a me nā kumu halawai e pono ai.

Ma kalepa me ka hana pono pinepine i hoʻohana 'e like me ka kūʻai aelike. Kēia e hai aku i ka āpana o maoli waiwai, i ka wa a ka mea i kekahi kanaka, mai kekahi, a me ka uku ua i ke kolu. Ma ke kokuaia mai e ke kaula gula tripartite aelike haawi hiki e loa pono keia mau mea, e like me ka mea i lilo loa i ka pilina ma waena o ka mea kūʻai mai, i ka wale mai ana, a me ka haumāna haʻawina kālā. Ua maopopo hākālia nō ka mea, a ma lalo o ka rula, e launa mai i ka waiwai, e uku, pehea ka wa, a ma ka palapala. He oi loa nui, e lawe i ka mooolelo a pau o nā lāliʻi (a hoi ma lalo o ka mana ma luna o hooponopono o ka hoopaapaa a) i loko o kēiaʻano o ka aelike ma waena o ka mea hoʻolilo, mea hoʻokomo a me ka hooholo haumāna haʻawina kālā. Na palapala'ē aʻe pono keia mau mea ma ka hana kālepa i hana, e lilo ia i berita o ke kumu hoʻomalu, hoʻolimalima, uku.

Ma lawelawe, hana kekahi pela-kapaia tripartite aelike aelike. Ma keia hihia, no ka hana (no ka laʻana, kūkuluʻia a me nā mea hoʻonoho hana, pukapuka hoʻolele mokulele, pūnaewele ulu ana, manao lawelawe) o kekahi kanaka i kekahi, a me ka uku i ke kolu o ka aoao (Loulou o, mea hoʻopukapuka kālā). Ka hapa nui o kēia mau 'ano apau loa i ka' aelike ai ina kekahi o na aoao elua o ka pili-waiwai a me ka lokomaikai aku hui. Aʻano o ka lakou kuai ana i loko i kekahi o na aoao hana me ka intermediary, hiki ke noʻonoʻo i ka hana o ka huahana paipai 'ole hoʻokumu o ka pāʻoihana ana. I ka intermediary e ua hoʻohiki e kiʻi i ko lakou Komisina, a me na aoao, ua hoomaopopoia e ka mea, aole e oi aku kona mana e pono e manao i ka tripartite aelike. Ka palapala E e koi 'ia e hōʻike i ka pono a me ka hana o ka intermediary, ka wale mai ana, a me ka consumer hope loa. Ma ka hana pono, pinepine he mau wahi, i hiki i ka wa i hooko mai ai ka intermediary kona hapa o ka hana, akā, i kekahi o na aoao elua, aole ia i makemake i ka uku no kona lawelawe. E pale i kēia, e pono no hoi maopopo kiko'ī a makemake mea e noonoo "hana intermediary lawelawe" i loko o ka? Aieao o keia aelike. Ma kekahi mau hihia, ua manaʻo paha e manaoia e halawai counterparts, ma na mea e ae - ma hope o ka hoolilo ana o ke dala i ke kuai wale i ka uwao e e hiki ke kiʻi i kāu uku.