'O ke kūpono o ka ho'olālā: nā'ano a me ka li'ili'i pili

Solvency o ka poe - o ka hiki ana o kekahi mau 'kumuhana i ka manawa, a me ka piha uku aku i ka aie. He kī nui ia o ke kūlana waiwai o ka'ōnaehana ma'amau a mau loa.

'O nā kuhi hewa o ka hui e ho'okomo'ia me nā kumu e pili nei.

'O ka mea mua,'o ka waiwai o ka waiwai i loa'a ('o ia ho'i, ka waiwai a me ke kālā) e lawa ana e uku i nā kuleana a pau o ka'ahahui.

'O ka lua,'o ka nui o ka ho'olimalima'ana o kēlā mau waiwai i loa'a i ka'ahahui, e lawa i ka'ike'ana inā pono, e ho'ololi i ke kālā a me ka nui i lawa e uku i nā kuleana i lawe'ia.

Mana'o'ia ka mana o ka hui e ho'ohana i nā'ano no ka hō'ano'ana i ke kumu waiwai kālā,'o kekahi o ia ka palena pili kālā. E noho kāua ma luna o lākou.

Pono e ho'olālā'ia ke ka'ina hana uku no ka ho'ona'auao'ana i ke kapikala pono'ī o ka hui. Inā'a'ohe i loa'a i ka hui,'a'ole hiki i ka hui ke uku i nā kuleana. 'O kahi hui e pale wale wale no no kahi manawa pōkole, e ho'onohonoho ana no nā aie o ka wā. Akā, ma mua a ma hope paha, pono paha e mana'o'ia ka banekorupa.

'O ka lua,'o ka lō'ihi o ke kuhi pono'ole o ka hui, he hō'ailona ia no ka loa'a'ana o nā kālā pono'ī, a'o ke'ano o ia mea ua'āpono'ia e ka Federal Office for Bankruptcy. Ua helu'ia ma kahi'ano kūikawā. O ka 'inideka kaulike deducted i ka waiwai o ka ole-ʻikena waiwai. Pono e māhele'ia ka helu hopena ma ka helu o nā waiwai o kēia manawa. 'O kēia koina (maika'i) pono e lilo ma ka li'ili'i 0.1.

Akā na'e,'a'ole i hō'ike mau'ia nā'upena waiwai maika'i o ka'ahahui i ka loa'a'ana o ka uku kālā. 'O ka'oia'i'o, makemake mākou i kahi hō'ulu'ulu o ka mea helu'elua i'ōlelo'ia ma luna, ka waiwai o nā waiwai.

Hiki i nā hanana ke mana'o'ole'ia. No laila, he manawa'ole ka like'ole o ka loa'a'ana o ka waiwai o nā waiwai a me ka hō'oia o ka pa'a o nā hō'ai'ē. Eia kekahi la'ana, he hui nui o kahi waiwai o nā waiwai i hiki'ole ke loa'a, no ka mea, he wai li'ili'i lākou. Akā, ma ka kekahi lima, ka mea, i ke kiʻekiʻe ke ano o ka pōkole-makahiki nā kumu'āi'ē. Ma ia'ano, hiki koke mai a ma hope paha kekahi manawa i ka manawa e loa'a'ole ai i nā mea kālā ke kumu e uku ai i nā kuhi o ka wā i hala. I kēia hihia, pono'oe e ho'ohana i kahi ratio solvency kūikawā. Mākou e kamaʻilio e pili ana i ʻoihana kālā ka lākiō. (E hookeai ai, e kahe, a, o ka papa, loa).

E helu'ia kēia mau heluna i kahi helu ho'okahi. E no'ono'o ana mākou i ka lakene o ka lakene o nā waiwai o kēia manawa i ka waiwai like'ole i nā kuhi o ka wā. Akā, i ka solvency hiʻohiʻona a me ka heʻoihana kālā e e pōpilikia e lawe i ka mooolelo o ka loaʻa he waiwai, a me ka wikiwiki lākiō - ma muli o ke kinowaiʻikena waiwai. Helu i ka loa huahelu ma muli o ke ano o ka lahui kinowai waiwai (dala a me ka pōkole-manawa kālā waiwai).

Company luna Pono e malama i ka manao e ina ka ʻoihana kālā ka lākiō. E e hoʻouka kekahi ma ke kauoha aku maliuia mai kūmau, laila, ua noʻonoʻo i ka ike loea a me ka pomaikai o ka poe. Inā'ole, ua koi'ia ka helu pono'ana o ka helu hō'ai'ē uku'ole.

No ka hopena, pono e loa'a kahi hō'ai'ē o ka hō'alo kālā piha, hiki iā ia ke hō'ike i ka hiki o ka mea ho'ohana e uhi i kāna mau aie (lō'ihi a me ka pōkole) me nā waiwai i loa'a.